Statistically, the chances of a critical illness or trauma event affecting a couple during their working lives is 25% or one in four non-smokers. If they are smokers, then that percentage chance increases to 46%!
Cancer, Heart Attack, and Stroke are the most common critical illnesses to trigger a trauma claim. 85% of woman make a Trauma claim due to Cancer! (Men 45%)
Would a lump sum payment make life easier if you were faced with fighting a major illness? It may give you the chance to take time off work to recover faster or knock off any debts that may have been causing you financial stress.
What’s your plan?